Questions to ask yourself when considering a new car

Buying a new car
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Whether you’re buying a new or used car, finding the right car for your needs is important. Vehicles can be significant financial investments, and you don’t want a car that breaks your budget down the line or costs more than it’s worth. For expert guidance and assistance in your car search, visit us.

There are many options to consider when it comes to where to buy a car these days. Traditional dealerships, online car platforms, and private marketplaces all compete against each other. That’s good for you, the buyer, but you need to know where and how to find a good deal. Here are some factors to consider while deciding which car to go for.

What is my budget?

First, you need to have an idea of how you’ll be funding the purchase and roughly how much you have to spend. This will give you a framework in which to start your search. You could pay in cash, take out a personal loan or use a finance agreement, among other payment options and leasing agreements.

It’s important to factor in all the running costs too. Fuel, insurance, tax, and maintenance costs aren’t cheap and could add a significant chunk to your monthly and annual motoring costs.

Where should I buy from?

With your budget in mind, you can consider where you’re going to buy from. You may be okay with taking the risk of buying from a private seller on Facebook Marketplace, but you might prefer the relative security and payment protection of a more established dealer.

The amount you’re looking to spend will largely dictate your best option. You’re unlikely to find many cars from dealerships if you have less than £2,000 to spend. For more expensive purchases, trusted dealers will give you the best customer experience and after-sale packages to sweeten the deal.

What condition is the car in?

Once you’ve found a car you’re interested in, you need to carefully inspect it before you sign any paperwork. New cars should be ready to go straight away, but more caution is needed with used models. To know the condition of the used models in detail, you can go for a car history check.

Ensure the seller has all the correct documents, including the vehicle log book (V5C), service booklet, and up-to-date MOT history certificates. Inspect the interior and exterior for signs of damage or previous accidents. Highlight anything not noted in the sales documents because you could be misled into buying a faulty or damaged car.

Will a test drive help?

Taking a prospective choice for a test drive can help to alleviate any concerns about the vehicle itself, as well as give you a taste of the experience behind the wheel. Dealerships usually have insurance coverage for test drives, but you may be able to take it for an extended trial with temporary one-day car insurance when wanting to take your new car for a spin.

While testing the vehicle, listen out for any unusual noises or irregularities in the drive. The dealer could get a mechanic to take a look before you agree to purchase, or you may be tempted to continue your search elsewhere.

Whichever vehicle you end up choosing, make sure you’re 100% happy with it before you sign the purchase agreement. Then, enjoy your new car!